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Northview Bank financial IRAs

Purchase a Vacation Property with Only 10% Down

Vacation Property Financing that Works with Your Life

10% Down on Vacation Property

While many lending programs for cabins, bare land, vacation properties, and lake lots can require up to a 35% down payment to make purchasing a possibility, Northview Bank gives borrowers a better option. With a good credit score, buyers can qualify for cabin, cottage, bare land, and lake home financing options that make purchasing possible with only 10% down. 

Buy a Lake Home or Cottage for 10% Down

You Don't Need Contract for Deed to Buy a Cabin

It can be difficult to save for a downpayment on a cabin, lake home, or plot of bare land for hunting or future cabin construction. Many financing roadblocks cause people to enter into less-than-ideal financing arrangements. Contract for Deed can be a good financing arrangement for people in certain scenarios, such as when a bad credit score makes vacation property an impossibility, but it is rarely ideal for both parties. With 10%-down programs from Northview Bank, you have more options for buying vacation property. 

10% Financing for Vacation Property 

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10% Down Financing on Vacation Property from Northview Bank 

Your dream is within reach. In the cabin culture of the Upper Midwest, people often have their eyes set on purchasing a lake home or cottage getaway. For many, this dream seems to be out of reach. That’s why Northview Bank extends our affordable cabin financing options to the people of our community. 

A better cabin financing solution is available through Northview Bank. 

Find Your Vacation Property Loan

By working with Northview Bank, you have access to Vacation Property Loans that work for you and your budget. To find the right cabin financing solution for your family, check our Vacation Property Loans site. One of our financing experts will be able to help you find the right solution for your budget and your life. 

Fast, Local Approval on Vacation Property Financing

Since we underwrite our mortgages in-house at Northview Bank, we give you a fast turnaround time for our approval. Servicing is also kept local. This means that local money is being spent to build our local community. It means that the work we’re doing across Minnesota is helping our neighbors and friends.

If you have a question, want to know more, or aren’t sure if you qualify for 10% financing on vacation property, talk to one of our local lending experts.

Vacation Property Financing from Northview Bank

With financing options from Northview Bank, buying vacation property is easier. Read more…

Cabin or Lake Home Loans

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Land Loans

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Northview Bank financial IRAs


An Individual Retirement Account (IRA) can be a valuable addition to your retirement savings plan. An IRA is an easy way to save for retirement. You get to choose the investments you want, your earnings can grow tax-deferred, and withdrawals you take at retirement may be tax-free. 

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Northview Bank financial advisors and advice

Financial Advice

Financial advice from Northview Bank, in partnership with North Compass Financial Advisors, LLC*, is here to provide you with the support you need to make good investment and financial planning decisions. Whether planning for retirement or looking to invest, we're here for you.

*North Compass Financial Advisors LLC is a subsidiary of Northview Bank. Investments, insurance and advisory services offered by North Compass Financial Advisors LLC are not FDIC insured, may lose value, are not bank guaranteed, and are not insured by any government agency.

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Northview Bank insurance


Northview Bank wants to help you work with trusted partners who will provide the same level of care and expertise for our customers as we do. Our partners at Town & Country Insurance can help you with car, home, health, business and life insurance.

 *Services offered by Town & Country Insurance are not FDIC Insured, may lose value, are not bank guaranteed, and are not insured by any government agency.

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Current Promotions

Fish Ruler & Info Packet

northview bank fish ruler

Northview Bank wants to measure up your memories, and provide you with a complimentary fish ruler. Just click below and we’ll send you a fish ruler, and a vacation property packet.

Request a Ruler

Game License Holder & Info Packet

license holder3

Northview Bank wants to provide you with a complimentary game license holder for your hunting season. Please fill out the information below and we’ll send your game license holder and information packet.

Game License Holder & Packet

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