An Individual Retirement Account (IRA) can be a valuable addition to your retirement savings plan. An IRA is an easy way to save for retirement. You get to choose the investments you want, your earnings can grow tax-deferred, and withdrawals you take at retirement may be tax-free. 

Traditional IRA

A traditional IRA is a great way to build for your retirement while enjoying tax benefits. You will not pay tax on your earnings until you make withdrawals, and your contributions may be tax-deductible. This could be the right choice for you if you are under age 72, and you have earned income.

Roth IRA

Contributions to a Roth IRA are not tax-deductible—but your earnings grow tax-deferred, and withdrawals may be made tax-free. Unlike a traditional IRA, you do not have to make annual withdrawals at a certain age. A Roth IRA could be the right choice for you, if you expect to be in a higher tax bracket in the future.

Savings Account Brochure  Download

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